About Seaspray Mortgages
We have direct access to the leading mortgage providers both in Ireland and overseas, and more choice means better value. Whether you’re taking your first step onto the property ladder, upgrading , switching or investing in a second home, let us help you find the right mortgage.
MOVING HOUSE OR TRADING UP
Buying a new property while selling your existing home can be a stressful time. To help you, we can ease the worry of getting a new mortgage while you can devote your time to making the big move!
If you are moving or trading up, that’s often a great opportunity to review your current deal, as lenders can offer competitive mortgages for movers. If you are moving home, you may be able to take your existing mortgage with you to the new property, or you can get a new one. Getting a moving home mortgage could give you a better deal, but if you are leaving your old mortgage before its expiry, you might have to pay
penalties. This will all depend on your own personal financial situation. A chat with one of our brokers will help you decide.
With any residential mortgage, the home must be used as a residence by the borrowers, not rented out to tenants or used for commercial purposes. Mortgage providers will offer fixed or variable rates of interest and we can advise depending on your personal circumstances. There are important considerations around budgeting for a cash deposit which all banks will require and these need to be factored into any property purchase decision. Again, we are here to help you plan for that.