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Terms of Business

Please note that our Terms & Conditions are updated on a regular basis. Latest versions are featured below.
If you have any questions in relation to our Rate Card or our Terms and Conditions, please contact your broker or a member of our Client Services Team.

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Terms of Business

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Regulations

See regulation statement on each Service page.

Seaspray Financial Services Ltd trading as Seaspray Mortgages is regulated by the Central Bank of Ireland.

Warning – If you do not keep up your repayments you may lose your home.
Warning – You may have to pay charges if you pay off a fixed-rate loan early
Warning – If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future
Warning – The interest rate on your loan may be adjusted by the lender from time to time. The cost of your monthly repayments may increase as a result.
Warning – If you have an interest-only mortgage the entire amount that you have borrowed will still be outstanding at the end of the interest-only period.

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