The Buy-to-Let mortgage market is a growing sector, largely due to the difficulties for first time buyers to get onto the property ladder, and because they can provide excellent long term investment.
We can talk you through what deals are available and can also help you weigh up which one is right for you and whether to fix or stick with a variable rate of interest.
We can discuss the deposit you may need, which can be higher than required for a residential mortgage, and talk about the rental income you would need relative to the monthly mortgage payment. Whether you are arranging your first Buy to Let mortgage or you are an experienced landlord, there are many competitive mortgages available which are tailored specifically for the needs of property investors. We can help you source the most suitable Buy to Let mortgage for your needs via our extensive network of lenders.
See regulation statement on each Service page.
We will consider adverse impacts of investment decisions on sustainability factors in our investment and insurance-based Investment advice.
We will gather your preferences of Sustainable Investing and build them into our Statement of Suitability for you. Ultimately, it is the Product Producers we have agencies with that build the Investment Products we advise on, and it will be their documentation we are relying on when advising you on Sustainable investments. All information re Sustainable Finance Disclosures will be adhered to by the Product Producers and their brochures and documents will outline their disclosures.
Seaspray Financial Services Ltd is regulated by the Central Bank of Ireland.
Warning – If you do not keep up your repayments you may lose your home.
Warning – You may have to pay charges if you pay off a fixed-rate loan early
Warning – If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future
Warning – The interest rate on your loan may be adjusted by the lender from time to time. The cost of your monthly repayments may increase as a result.
Warning – If you have an interest-only mortgage the entire amount that you have borrowed will still be outstanding at the end of the interest-only period.