29-09-22……….. In its latest mortgage approval report for August 2022, the Banking & Payments Federation Ireland( BPFI) reports that annualised figures show the value of
30-08-22……….. In its latest mortgage figures for July 2022, the Banking & Payments Federation Ireland( BPFI) reports that Irish mortgage holders continue to look to
25-08-22……….. With the anticipated further rate hikes due from the ECB, non-bank lender Avant Money, has reacted by increasing some of its fixed mortgage rates.
22-08-22……….. With fears that competition for mortgage business in the Irish market is being squeezed and Bank of Ireland and AIB set to dominate, after
17-08-22……….. Mortgage providers in the Irish market look set to be squeezed further with the news that ICS Mortgages is to amend its loan criteria
19-07-22……….. Lenders have been called on to absorb this week’s European interest rate rise instead of passing it on to variable-rate mortgage holders… About
27-06-22……….. Housing Minister Darragh O’Brien targets 6,000 new homes over the next three years… Thousands of middle-income home buyers are set to benefit from
09-06-22……….. MORTGAGE holders have to brace for higher costs after the European Central Bank signalled a change in policy that is set to hit those
08-06-22……….. MORTGAGE rates in this country have bucked the trend by falling in April, but homeowners have been warned that the next moves are likely
24-05-22……….. KBC mortgage holders have been advised to consider switching to another lender before their mortgages are acquired by Bank of Ireland. The advice from
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We will consider adverse impacts of investment decisions on sustainability factors in our investment and insurance-based Investment advice.
We will gather your preferences of Sustainable Investing and build them into our Statement of Suitability for you. Ultimately, it is the Product Producers we have agencies with that build the Investment Products we advise on, and it will be their documentation we are relying on when advising you on Sustainable investments. All information re Sustainable Finance Disclosures will be adhered to by the Product Producers and their brochures and documents will outline their disclosures.
Seaspray Financial Services Ltd trading as Seaspray Mortgages is regulated by the Central Bank of Ireland.
Warning – If you do not keep up your repayments you may lose your home.
Warning – You may have to pay charges if you pay off a fixed-rate loan early
Warning – If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future
Warning – The interest rate on your loan may be adjusted by the lender from time to time. The cost of your monthly repayments may increase as a result.
Warning – If you have an interest-only mortgage the entire amount that you have borrowed will still be outstanding at the end of the interest-only period.
