GDPR and Seaspray

We have made changes to our data protection policies in order to be compliant with the new General Data Protection Regulation, known as GDPR

What is GDPR?

The Irish Data Protection Act 1988 and the Data Protection (Amendment) Act 2003 (“the Acts”) are now (for the most part) replaced by a new Data Protection Act (“the Act”) to give effect to EU legislation, known as the General Data Protection Regulation (“GDPR”). This change is effective from 25th May 2018.

Under the GDPR we will have more obligations and you will have more rights about your information. There will be no change to how you use the services we provide. You do not have to do anything differently.

In light of the above we have updated our Data Protection Privacy Notice which can be accessed here. If you have any questions please feel free to contact us at info@seasprayfs.ie

Want to know more

Seaspray Mortgages offer a wide range of products to suit our clients needs. To learn more, please submit your details, and one of our trusted advisors will contact you.

Legal

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Regulations

See regulation statement on each Service page.

SUSTAINABLE INVESTING

We will consider adverse impacts of investment decisions on sustainability factors in our investment and insurance-based Investment advice.
We will gather your preferences of Sustainable Investing and build them into our Statement of Suitability for you. Ultimately, it is the Product Producers we have agencies with that build the Investment Products we advise on, and it will be their documentation we are relying on when advising you on Sustainable investments. All information re Sustainable Finance Disclosures will be adhered to by the Product Producers and their brochures and documents will outline their disclosures.

Seaspray Financial Services Ltd is regulated by the Central Bank of Ireland.

Warning – If you do not keep up your repayments you may lose your home.
Warning – You may have to pay charges if you pay off a fixed-rate loan early
Warning – If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future
Warning – The interest rate on your loan may be adjusted by the lender from time to time. The cost of your monthly repayments may increase as a result.
Warning – If you have an interest-only mortgage the entire amount that you have borrowed will still be outstanding at the end of the interest-only period.