Fixed, tracker or variable: What should borrowers do?

Anyone with a variable rate mortgage should switch to a fixed rate immediately….

The report below takes extracts from an article published by The Irish Times( 31st October 2022) by Brendan Burgess, founder of

The ECB says it will continue to increase interest rates until inflation is tamed


Whether you are  looking to switch lender currently, a first time buyer or  moving home, should you have any concerns about the issues raised in this article,  or investing in a buy-to-let property, why not chat to a Seaspray Mortgage adviser today about finding the mortgage that’s right for you:

tel.+353 83 099 0442     or email


Seaspray Financial Services Ltd trading as Seaspray Mortgages is regulated by the Central Bank of Ireland with registered number C165527


Burgess, B. (2022) ‘Fixed, tracker or variable: What should borrowers do?’, Irish Times, 31 October. Available at : . (Accessed 31 October 2022).


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