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Marty Magennis

Marty Magennis

As Ulster Bank and KBC prepare to exit the Irish market, have you considered switching mortgage?

KBC Ulster Bank Switch Flyer

Should you have any questions on the exit of these two banks, why not chat to a Seaspray mortgage adviser today, plan ahead and consider switching your mortgage.

tel.+353 1 7070 000     or email     john.finnamore@seasprayfs.ie

Seaspray Financial Services trading as Seaspray Private and Seaspray Mortgages is regulated by the Central Bank of Ireland. Registered in Ireland number 582920.

WARNINGS

IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE. YOUR PROPERTY IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT

THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.

THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE. (Variable rate loans).

YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.(Variable rate loans)

IF YOU HAVE AN INTEREST-ONLY MORTGAGE, THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST-ONLY PERIOD.

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SUSTAINABLE INVESTING

We will consider adverse impacts of investment decisions on sustainability factors in our investment and insurance-based Investment advice.
We will gather your preferences of Sustainable Investing and build them into our Statement of Suitability for you. Ultimately, it is the Product Producers we have agencies with that build the Investment Products we advise on, and it will be their documentation we are relying on when advising you on Sustainable investments. All information re Sustainable Finance Disclosures will be adhered to by the Product Producers and their brochures and documents will outline their disclosures.

Seaspray Financial Services Ltd  is regulated by the Central Bank of Ireland.

Warning – If you do not keep up your repayments you may lose your home.
Warning – You may have to pay charges if you pay off a fixed-rate loan early
Warning – If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future
Warning – The interest rate on your loan may be adjusted by the lender from time to time. The cost of your monthly repayments may increase as a result.
Warning – If you have an interest-only mortgage the entire amount that you have borrowed will still be outstanding at the end of the interest-only period.

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